“Work and money – inside out!”

By Michelle Hayward. 
“Love your job and you’ll never work a day in your life”
Live with Passion and with Purpose!
Do you remember that song ‘She works hard for the money, so hard for it honey?’ (Donna Summer). What images do these words conjure up in your head? Are you constantly juggling everything in your life, and [...]

Make your money work as hard as you do

by Carmel McCartin, Budget Bitch.
Ask most people if they work hard, and they’ll probably say that they do. Ask them if their money works just as hard and most won’t be able to answer that nor will they even know where to start.
So how do you make your money work as hard as you do? [...]

We Don’t Need a Budget – or Do We?

I was talking to a woman the other day… in her mid-forties who, very smugly, told me that they “don’t need a budget”. Naturally, my curiosity was aroused because not 5 minutes before that statement she was complaining that she had to work, and she hated it.
“So why don’t you need a budget?” I asked. [...]

Taming the Credit Card – part 2

How do Credit Cards work for my Credit Card Personality (CCP)?
If you are a transactor, then in order: interest free periods, annual fees and rewards programs are probably the most important features. Interest rate is less important as you don’t plan to pay any interest! Beware though that if you miss paying in full by [...]